Business Continuity Plan

Portfolio Resources Group, Inc. has developed a Business Continuity Plan on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions is unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.

Contacting Us – If after a significant business disruption you cannot contact us as you usually do, you should call our alternative number 305-358-7849 (direct analog line for emergencies only). If there is no answer on that emergency line you may go to our web site at http://www.prginc.net and contact any of our domestic locations. All Associates are listed on our website directory. You may also email us. If you are overseas, you can call our Caracas Office (011-58-212-261-8330) or our Jerusalem Office (011-9722-624-2788). If you cannot access us through any of those means, you should contact our clearing firm, National Financial at 1-800-801-9942 for instructions on how it may provide prompt access to funds and securities, enter orders and process other trade-related, cash, and security transfer transactions.

Our Business Continuity Plan – We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.

Our business continuity plan addresses: data back up and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank and counter-party impact; regulatory reporting; and assuring our customers prompt access to their funds and securities if we are unable to continue our business.

Our clearing firm, National Financial, a Fidelity Investments company, backs up our important records in a geographically separate area. Likewise service providers such as Envestnet Asset Management, Inc. and custodians such as Schwab Institutional and TDAmeritrade Institutional provide geographically diverse secure data centers for our affiliate advisory, Portfolio Resources Advisor Group, Inc. While every emergency situation poses unique problems based on external factors, such as time of day and the severity of the disruption, we have been advised by our clearing firm that its objective is to restore its own operations and be able to complete existing transactions and accept new transactions and payments within a reasonable time period. Your orders and requests for funds and securities could be delayed during this period.

Varying Disruptions – Significant business disruptions can vary in their scope, such as only our firm, a single building or unit housing our firm, the business district where our firm is located, the city where we are located, or the whole region.Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to a local site when needed and expect to recover and resume business within a few hours. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area, and recover and resume business within a day. In either situation, we plan to continue in business, transfer operations to our clearing firm if necessary, and notify you through our web site or our customer emergency number, how to contact us. If the significant business disruption is so severe that it prevents us from remaining in business, we will assure our customer’s prompt access to their funds and securities.

For more information – If you have questions about our Business Continuity Plan, please contact us.

For the National Financial Services Business Continuity Plan go to: https://nationalfinancial.fidelity.com/advisor/portal/content?deeplink=yes&p
ageUniqueName=afc.content&renditionType=HTML&pos=F&itemCode=RD_13569_19417

For the Envestnet Asset Management, Inc. Business Continuity Plan go to: http://www.envestnet.com/assets/pdf/BusinessContinuityPla_WebSummary.pdf

For the Schwab Institutional Business Continuity Plan go to: http://www.schwab.com/public/schwab/nn/legal_compliance/continuity.html?cmsid=P-1015358&lvl1=nn&lvl2=legal_compliance

For the TDAmeritrade Institutional Business Continuity Plan go to: http://www.tdainstitutional.com/pdf/AMTD_5491.pdf

For the Pershing LLC. Business Continuity Plan go to: http://www.pershing.com/business_continuity.html